A traditional annuity is where a lump sum of money is invested to hear about 2% return on investment. The problem is most of us don't have a large enough lump sum to make a sizable return on our investments.
But now with the Shopping Annuity WE can have an annuity too! All we have to do is take the money we are spending anyway on the items we need to live like groceries, toilet papers, garbage bags, clothes, toothpaste, etc and CHANGE the WAY we spend it!
Here's a Step by Step example of how you can shop ONLINE at www.shop.com/angelliving and convert your Spending into EARNING!!! If you would like to learn more let me know!
Sharing tips & tricks on how to live better, happier and healthier without breaking the bank!
Monday, August 10, 2015
Monday, April 20, 2015
Google is making a giant change this week that could crush millions of small businesses
I read an article (http://www.businessinsider.com/google-mobilegeddon-2015-4) explaining how Google's new search algorithm stands to hurt small business mobile websites. In short, if you're website isn't "responsive" which means it automatically resizes itself to fit any sized screen, you will not make it to the top of the search results.
The other part of this that makes it detrimental to small businesses is that there are unscrupulous web design businesses out there charging exorbitant fees to create websites for small businesses. I have many friends and clients that have been taken advantage of by these types of people.
This was the reason I originally began designing websites. A friend opened a very small ice cream shop and couldn't afford the price quotes he was getting. Then another friend, who own's a 50 year old family business said the same thing. Now I am proud to say I am a website designer that specializes in affordable web marketing solutions for small business.
So here's the good news for you if you own a small business and need a responsive website design...I can help! I refuse to price gouge. I am open and honest about my pricing. Website design pricing starts at $999 plus a $60 per month non-negotiable fee. Let me impress you. Set up a FREE DEMO please fill out THIS FORM and we will construct a full functional we site for your business and schedule a free 45 minute walk-through presentation to show you how our technology can benefit your business.
I hope I can help you and your business stay on top!
The other part of this that makes it detrimental to small businesses is that there are unscrupulous web design businesses out there charging exorbitant fees to create websites for small businesses. I have many friends and clients that have been taken advantage of by these types of people.
This was the reason I originally began designing websites. A friend opened a very small ice cream shop and couldn't afford the price quotes he was getting. Then another friend, who own's a 50 year old family business said the same thing. Now I am proud to say I am a website designer that specializes in affordable web marketing solutions for small business.
So here's the good news for you if you own a small business and need a responsive website design...I can help! I refuse to price gouge. I am open and honest about my pricing. Website design pricing starts at $999 plus a $60 per month non-negotiable fee. Let me impress you. Set up a FREE DEMO please fill out THIS FORM and we will construct a full functional we site for your business and schedule a free 45 minute walk-through presentation to show you how our technology can benefit your business.
I hope I can help you and your business stay on top!
Saturday, April 11, 2015
Please Vote for HERO!
Hero was my parents Fidelo foster puppy back in 2011-2012. He was a quirky, energetic pup who didn't fit the bill as a guide dog...but when he became a CT State K9 Officer we were so proud! SO imagine how proud we are NOW that he has been nonminated for the American Humane Association Hero Dog Awards™
Please support OUR HERO and vote once EVERY DAY at www.herodogawards.org/hda2015vote-hero. It’s quick and easy!
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| Hero in 2012 with foster siblings |
Hero
Law Enforcement Dogs
Charity Partner: K9s4COPS
K9 “Hero” finds missing three year-old
It’s every parent’s worst nightmare. A child goes missing for no apparent reason. In an instant, fear turns smiles and happiness into panic and despair.
In the case of a three year-old boy who wandered off into the woods following a stray puppy, the outcome could have been much worse without the search and rescue effort of a Connecticut State Police K9 appropriately named “Hero.”
After searching the area for more than two hours with friends, neighbors and local police officers, Connecticut State Police K9 “Hero” was called into action with his handler Trooper Mike Zella.
“Hero” was given a scent article by the missing boy’s mother and Trooper Zella sent “Hero” on a search of the deep woods. “Hero” carefully worked through the area previously contaminated by the well-intentioned human search party seeking the boy’s scent. Following his training and his nose, “Hero” quickly located the boy wandering another trail around a pond.
Trooper Zella said, "without “Hero”, the outcome could have been much worse. "Hero" is a godsend and has not only assisted me in finding missing people, he also excels at apprehending criminals." Appropriately named at birth by his breeder, the Fidelco Guide Dog Foundation, “Hero” was provided to the Connecticut State Police.
It’s every parent’s worst nightmare. A child goes missing for no apparent reason. In an instant, fear turns smiles and happiness into panic and despair.
In the case of a three year-old boy who wandered off into the woods following a stray puppy, the outcome could have been much worse without the search and rescue effort of a Connecticut State Police K9 appropriately named “Hero.”
After searching the area for more than two hours with friends, neighbors and local police officers, Connecticut State Police K9 “Hero” was called into action with his handler Trooper Mike Zella.
“Hero” was given a scent article by the missing boy’s mother and Trooper Zella sent “Hero” on a search of the deep woods. “Hero” carefully worked through the area previously contaminated by the well-intentioned human search party seeking the boy’s scent. Following his training and his nose, “Hero” quickly located the boy wandering another trail around a pond.
Trooper Zella said, "without “Hero”, the outcome could have been much worse. "Hero" is a godsend and has not only assisted me in finding missing people, he also excels at apprehending criminals." Appropriately named at birth by his breeder, the Fidelco Guide Dog Foundation, “Hero” was provided to the Connecticut State Police.
Sunday, March 22, 2015
Money Saving Manicures
Sometimes I like to treat myself to a professional manicure. But the post pampering glow always comes with a side of frustration when the first polish chip happens. Inevitably, I am filled with regret over spending $20 to $40 on fleeting nail perfection.
Salon professionals told me the cure to my polish woes was Shellac a gel polish. For just $10 more (now $30 to $50 per manicure) I could have salon perfect nails for up to two weeks.
True to their claim, the color lasted, but I didn't like the feeling of my skin sizzling under the UV light or that I couldn't remove it by myself. And I still couldn't justify the cost.
So, what's a frugal girl with the penchant for perfect polish to do?
One solution I came up with was to bring my own polish when splurging on the occasional manicure so I can touch up chips myself and alleviate some of the guilt of spending money pampering myself.
But now with the new crop of at home gel polishes, I'm thinking all my polish prayers may have been answered!
You apply them like a regular nail polish, but they look as glossy and gorgeous as an actual gel manicure without the UV light or hefty price tag.
Here are my picks for the Best New At-Home Gel Polishes that offer long lasting wear and can be easily removed without ruining your nails:
1. Revlon ColorStay Gel Envy Longwear Nail Enamel, $7.99 each, drugstore.com
Why it's great: The base-and-color-in-one combo lets you skip an entire step and the gel top coat strengthens nails while it protects the color.
Colors available: 30, from hot neons and jewel-tones to gorgeous neutrals
How long it lasts: Up to 10 days
2. Sally Hansen Miracle Gel Nail Polish, $9.99, drugstore.com
Why it's great: With the most chip resistent colors of all the contenders the key is the amazing topcoat, which you can use with any of the Miracle Gel polishes to lengthen its lifespan.
Colors available: 48, everything from white to neutrals to every pink you can imagine—plus some shimmery metallics.
How long it lasts: Up to 14 days
3. Nails Inc. Gel Effect Nail Polish, $14, macys.com
Why it's great: A very high level of solid pigment eliminates any streakiness and you will love the glossy, plumping effect almost makes it looks 3-D.
Colors available: 17, from moody dark shades to the happiest pastels
How long it lasts: Up to a five days
4. CoverGirl XL Nail Gel, $7.49 each, drugstore.com
Why it's great: The narrower brush makes it easier to maneuver tricky spots like the edges of your nails. It takes a few extra minutes to dry compared to a regular nail polish, but it's so worth the wait.
Colors available: 9, including bright orange, lime green and a canary yellow
How long it lasts: Up to a week
5. Dior Vernis Gel Shine and Long Wear Nail Lacquer and Gel Coat, $27 each, nordstrom.com
Why it's great: The biggest investment of the bunch also offers the biggest shine! These long-wearing polishes give your nails such a glossy, just-got-out-of-the-salon look, you'll forget that they're dry. Pair it with the gel coat for an extra lacquered effect.
Colors available: 28, including pretty pastels and a cool marble-like orange you will be wearing until summer's over
How long it lasts: Up to a week
Salon professionals told me the cure to my polish woes was Shellac a gel polish. For just $10 more (now $30 to $50 per manicure) I could have salon perfect nails for up to two weeks.
True to their claim, the color lasted, but I didn't like the feeling of my skin sizzling under the UV light or that I couldn't remove it by myself. And I still couldn't justify the cost.
So, what's a frugal girl with the penchant for perfect polish to do?
One solution I came up with was to bring my own polish when splurging on the occasional manicure so I can touch up chips myself and alleviate some of the guilt of spending money pampering myself.
But now with the new crop of at home gel polishes, I'm thinking all my polish prayers may have been answered!
You apply them like a regular nail polish, but they look as glossy and gorgeous as an actual gel manicure without the UV light or hefty price tag.
Here are my picks for the Best New At-Home Gel Polishes that offer long lasting wear and can be easily removed without ruining your nails:
1. Revlon ColorStay Gel Envy Longwear Nail Enamel, $7.99 each, drugstore.com
Why it's great: The base-and-color-in-one combo lets you skip an entire step and the gel top coat strengthens nails while it protects the color.
Colors available: 30, from hot neons and jewel-tones to gorgeous neutrals
How long it lasts: Up to 10 days
2. Sally Hansen Miracle Gel Nail Polish, $9.99, drugstore.com
Why it's great: With the most chip resistent colors of all the contenders the key is the amazing topcoat, which you can use with any of the Miracle Gel polishes to lengthen its lifespan.
Colors available: 48, everything from white to neutrals to every pink you can imagine—plus some shimmery metallics.
How long it lasts: Up to 14 days
3. Nails Inc. Gel Effect Nail Polish, $14, macys.com
Why it's great: A very high level of solid pigment eliminates any streakiness and you will love the glossy, plumping effect almost makes it looks 3-D.
Colors available: 17, from moody dark shades to the happiest pastels
How long it lasts: Up to a five days
4. CoverGirl XL Nail Gel, $7.49 each, drugstore.com
Why it's great: The narrower brush makes it easier to maneuver tricky spots like the edges of your nails. It takes a few extra minutes to dry compared to a regular nail polish, but it's so worth the wait.
Colors available: 9, including bright orange, lime green and a canary yellow
How long it lasts: Up to a week
5. Dior Vernis Gel Shine and Long Wear Nail Lacquer and Gel Coat, $27 each, nordstrom.com
Why it's great: The biggest investment of the bunch also offers the biggest shine! These long-wearing polishes give your nails such a glossy, just-got-out-of-the-salon look, you'll forget that they're dry. Pair it with the gel coat for an extra lacquered effect.
Colors available: 28, including pretty pastels and a cool marble-like orange you will be wearing until summer's over
How long it lasts: Up to a week
Friday, March 20, 2015
Full list of 81 Budget Wines Cited in Arsenic Lawsuit
One of my guilty pleasures is a cheap glass of wine. So I was especially interested to see if my favorite budget vino's were on the list of wines cited in the class-action lawsuit filed Thursday in California. Unfortunately one of my summer staples, Flip Flop's Pinot Grigio is on it!
The suit claims that many inexpensive brands of wine contain illegal and dangerously high levels of poisonous inorganic arsenic. I will be eagerly awaiting the findings!
Here is the complete list for your information:
Acronym’s GR8RW Red Blend 2011
Almaden’s Heritage White Zinfandel
Almaden’s Heritage Moscato
Almaden’s Heritage White Zinfandel
Almaden’s Heritage Chardonnay
Almaden’s Mountain Burgundy
Almaden’s Mountain Rhine
Almaden’s Mountain Chablis
Arrow Creek’s Coastal Series Cabernet Sauvignon 2011
Bandit’s Pinot Grigio
Bandit’s Chardonnay
Bandit’s Cabernet Sauvignon
Bay Bridge’s Chardonnay
Beringer’s White Merlot 2011
Beringer’s White Zinfandel 2011
Beringer’s Red Moscato
Beringer’s Refreshingly Sweet Moscato
Charles Shaw White Zinfandel 2012
Colores del Sol’s Malbec 2010
Glen Ellen by Concannon’s Glen Ellen Reserve Pinot Grigio 2012
Concannon’s Selected Vineyards Pinot Noir 2011
Glen Ellen by Concannon’s Glen Ellen Reserve Merlot 2010
Cook’s Spumante
Corbett Canyon’s Pinot Grigio
Corbett Canyon’s Cabernet Sauvignon
Cupcake’s Malbec 2011
Fetzer’s Moscato 2010
Fetzer’s Pinot Grigio 2011
Fish Eye Pinot Grigio 2012
Flipflop’s Pinot Grigio 2012
Flipflop’s Moscato
Flipflop’s Cabernet Sauvignon
Foxhorn’s White Zinfandel
Franzia’s Vintner Select White Grenache
Franzia’s Vintner Select White Zinfandel
Franzia’s Vintner Select White Merlot
Franzia’s Vintner Select Burgundy
Hawkstone’s Cabernet Sauvignon 2011
HRM Rex Goliath’s Moscato
Korbel’s Sweet Rose Sparkling Wine
Korbel’s Extra Dry Sparkling Wine
Menage a Trois’ Pinot Grigio 2011
Menage a Trois’ Moscato 2010
Menage a Trois’ White Blend 2011
Menage a Trois’ Chardonnay 2011
Menage a Trois’ Rose 2011
Menage a Trois’ Cabernet Sauvignon 2010
Menage a Trois’ California Red Wine 2011
Mogen David’s Concord
Mogen David’s Blackberry Wine
Oak Leaf’s White Zinfandel
Pomelo’s Sauvignon Blanc 2011
R Collection by Raymond’s Chardonnay 2012
Richards Wild Irish Rose’s Red Wine
Seaglass Sauvignon Blanc 2012
Simply Naked’s Moscato 2011
Smoking Loon’s Viognier 2011
Sutter Home’s Sauvignon Blanc 2010
Sutter Home’s Gewurztraminer 2011
Sutter Home’s Pink Moscato
Sutter Home’s Pinot Grigio 2011
Sutter Home’s Moscato
Sutter Home’s Chenin Blanc 2011
Sutter Home’s Sweet Red 2010
Sutter Home’s Riesling 2011
Sutter Home’s White Merlot 2011
Sutter Home’s Merlot 2011
Sutter Home’s White Zinfandel 2011
Sutter Home’s White Zinfandel 2012
Sutter Home’s Zinfandel 2010
Trapiche’s Malbec 2012
Tribuno’s Sweet Vermouth
Vendange’s Merlot
Vendange’s White Zinfandel
Wine Cube’s Moscato
Wine Cube’s Pink Moscato 2011
Wine Cube’s Pinot Grigio 2011
Wine Cube’s Pinot Grigio
Wine Cube’s Chardonnay 2011
Wine Cube’s Chardonnay
Wine Cube’s Red Sangria
Wine Cube’s Sauvignon Blanc 2011
Wine Cube’s Cabernet Sauvignon/Shiraz 2011
The suit claims that many inexpensive brands of wine contain illegal and dangerously high levels of poisonous inorganic arsenic. I will be eagerly awaiting the findings!
Here is the complete list for your information:
Acronym’s GR8RW Red Blend 2011
Almaden’s Heritage White Zinfandel
Almaden’s Heritage Moscato
Almaden’s Heritage White Zinfandel
Almaden’s Heritage Chardonnay
Almaden’s Mountain Burgundy
Almaden’s Mountain Rhine
Almaden’s Mountain Chablis
Arrow Creek’s Coastal Series Cabernet Sauvignon 2011
Bandit’s Pinot Grigio
Bandit’s Chardonnay
Bandit’s Cabernet Sauvignon
Bay Bridge’s Chardonnay
Beringer’s White Merlot 2011
Beringer’s White Zinfandel 2011
Beringer’s Red Moscato
Beringer’s Refreshingly Sweet Moscato
Charles Shaw White Zinfandel 2012
Colores del Sol’s Malbec 2010
Glen Ellen by Concannon’s Glen Ellen Reserve Pinot Grigio 2012
Concannon’s Selected Vineyards Pinot Noir 2011
Glen Ellen by Concannon’s Glen Ellen Reserve Merlot 2010
Cook’s Spumante
Corbett Canyon’s Pinot Grigio
Corbett Canyon’s Cabernet Sauvignon
Cupcake’s Malbec 2011
Fetzer’s Moscato 2010
Fetzer’s Pinot Grigio 2011
Fish Eye Pinot Grigio 2012
Flipflop’s Pinot Grigio 2012
Flipflop’s Moscato
Flipflop’s Cabernet Sauvignon
Foxhorn’s White Zinfandel
Franzia’s Vintner Select White Grenache
Franzia’s Vintner Select White Zinfandel
Franzia’s Vintner Select White Merlot
Franzia’s Vintner Select Burgundy
Hawkstone’s Cabernet Sauvignon 2011
HRM Rex Goliath’s Moscato
Korbel’s Sweet Rose Sparkling Wine
Korbel’s Extra Dry Sparkling Wine
Menage a Trois’ Pinot Grigio 2011
Menage a Trois’ Moscato 2010
Menage a Trois’ White Blend 2011
Menage a Trois’ Chardonnay 2011
Menage a Trois’ Rose 2011
Menage a Trois’ Cabernet Sauvignon 2010
Menage a Trois’ California Red Wine 2011
Mogen David’s Concord
Mogen David’s Blackberry Wine
Oak Leaf’s White Zinfandel
Pomelo’s Sauvignon Blanc 2011
R Collection by Raymond’s Chardonnay 2012
Richards Wild Irish Rose’s Red Wine
Seaglass Sauvignon Blanc 2012
Simply Naked’s Moscato 2011
Smoking Loon’s Viognier 2011
Sutter Home’s Sauvignon Blanc 2010
Sutter Home’s Gewurztraminer 2011
Sutter Home’s Pink Moscato
Sutter Home’s Pinot Grigio 2011
Sutter Home’s Moscato
Sutter Home’s Chenin Blanc 2011
Sutter Home’s Sweet Red 2010
Sutter Home’s Riesling 2011
Sutter Home’s White Merlot 2011
Sutter Home’s Merlot 2011
Sutter Home’s White Zinfandel 2011
Sutter Home’s White Zinfandel 2012
Sutter Home’s Zinfandel 2010
Trapiche’s Malbec 2012
Tribuno’s Sweet Vermouth
Vendange’s Merlot
Vendange’s White Zinfandel
Wine Cube’s Moscato
Wine Cube’s Pink Moscato 2011
Wine Cube’s Pinot Grigio 2011
Wine Cube’s Pinot Grigio
Wine Cube’s Chardonnay 2011
Wine Cube’s Chardonnay
Wine Cube’s Red Sangria
Wine Cube’s Sauvignon Blanc 2011
Wine Cube’s Cabernet Sauvignon/Shiraz 2011
Tuesday, March 17, 2015
Cinderella's Beauty Budget Secret
Looking like a Princess doesn't have to cost you the castle!
You pick the better deal:
MAC's Cinderella eye shadow set costs a whopping $44 for 6 shades VS Motives Cosmetics Element palette at just $35 for 8 huge colors!
And the best part is for the month of March in honor of the new Cinderella movie you can get 10% off with promo code 10offMA only at motivescosmetics.com/Angelliving
You pick the better deal:
MAC's Cinderella eye shadow set costs a whopping $44 for 6 shades VS Motives Cosmetics Element palette at just $35 for 8 huge colors!
And the best part is for the month of March in honor of the new Cinderella movie you can get 10% off with promo code 10offMA only at motivescosmetics.com/Angelliving
Tuesday, February 24, 2015
How Many of the 90 Adverse Health Effects of Aspartame Do You Know?
I know the subject of Aspartame Toxicity may seem off topic for my blog, but I thought this article from fda.gov was important enough to share, no matter what the platform.
As a child growing up in the 80's, aspartame was marketed as a miracle making foods magically better for you because of they now contained less sugar. What we didn't know was that as early as 1984, reports of Aspartame Toxicity were being reported. In fact, in 1988 the Aviation Medical Bulletin reported the terrifying effects pilots were having as a result of Aspartame Toxicity. Yet most of the public remained in the dark resulting in many of my generation blindly ingested this potentially hazardous chemical for 20 years or more!
I stopped eating foods and beverages containing aspartame about two years ago after learning the shocking side effects of this FDA approved additive. But what prompted me to dig up new evidence was that during a discussion over dinner with business partners, I was equally shocked to find out that even people working within the Wellness community STILL didn't know how bad Aspartame was!
In addition to the 90 adverse health effects of aspartame I found these the most alarming:
According to researchers and physicians studying the adverse
As a Marketing Consultant for physicians I know that medical professionals (and skeptics) like proof in the form of medical studies from credible sources. I was somewhat surprised to find this posted on FDA.gov outlining not only the side effects, but how dangerous long term effects of aspartame ingestion can be PLUS the study based evidence to support the claims. Please read this article for yourself and share it with family and friends.
As a child growing up in the 80's, aspartame was marketed as a miracle making foods magically better for you because of they now contained less sugar. What we didn't know was that as early as 1984, reports of Aspartame Toxicity were being reported. In fact, in 1988 the Aviation Medical Bulletin reported the terrifying effects pilots were having as a result of Aspartame Toxicity. Yet most of the public remained in the dark resulting in many of my generation blindly ingested this potentially hazardous chemical for 20 years or more!
I stopped eating foods and beverages containing aspartame about two years ago after learning the shocking side effects of this FDA approved additive. But what prompted me to dig up new evidence was that during a discussion over dinner with business partners, I was equally shocked to find out that even people working within the Wellness community STILL didn't know how bad Aspartame was!
In addition to the 90 adverse health effects of aspartame I found these the most alarming:
According to researchers and physicians studying the adverse
effects of aspartame, the following list contains a selection
of chronic illnesses which may be caused or worsened by the
chronic,
long-term ingestion of aspartame. (Mission Possible 1994, Stoddard
1995)*:
Brain tumors Multiple sclerosis
Epilepsy Chronic faigue syndrome
Parkinson's Disease Alzheimer's
Mental retardation Lymphoma
Birth defects Fibromyalgia
Diabetes Arthritis (including
Rheumatoid)
Chemical
Sensitivities Attention Deficit
Disorder
*Note: In some cases
such as MS, the severe symptoms
mimic the
illness or exacerbate the illness,
but do not cause
the disease.
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